![]() ![]() aren’t eligible categories, but there are a few gift card options. It’s a shame that grocery stores, drugstores, etc. ![]() The US Bank Cash+ categories don’t rotate each quarter, although you do get to change/maintain your selection of two categories. 5% cashback on your first $2,000 in combined net purchases in your chosen 5% categories.If nothing else, getting 5% back on Best Buy gift cards themselves will be profitable for some resellers. If you haven’t, Best Buy will be your best option when it comes to gift card purchases as they’ll be running gift card deals from October to December. With previous quarters including grocery stores, drugstores and gas stations, many people will have maxed out their cards already. $6,000 total spend).Īs noted above, the Citi Dividend card is somewhat unique with its 5% earning ability as you can max out the $6,000 of bonused spend in a single quarter if you want. Total annual (calendar year) cash back is limited to $300 and includes additional cash back earned in connection with this offer (i.e. ![]() Target also offers a 10% discount on their own gift cards during the holidays, so keep an eye out for when that offer comes up in a couple of months. Amazon always runs a bunch of gift card deals during the holidays, as do Walmart and Target to a lesser extent. It shouldn’t be hard to max out the 5% category for Discover It cards on gift cards during Q4. The same goes for Target – in-store purchases aren’t eligible, only those made online. Note that unlike the Chase Freedom and Freedom Flex option for Walmart which is valid both online and in-store, Discover’s 5% offering is only valid for online purchases from. 5% cashback on up to $1,500 in purchases.At Walmart you could buy three $500 Visa gift cards, while many sites and apps selling gift cards accept PayPal including PayPal Digital Gifts, Bitmo, Fluz and more. Spending $1,500 at Walmart and PayPal will be incredibly easy. 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories.Cards, Categories, Limits & Activation Links Chase Freedom / Freedom Flex All of them can now be activated for Q4 2021 (October 1 to December 31), so here are their links and how to maximize them for gift card purchases in case you wouldn’t meet their respective spending limits through organic spend. There are several credit cards that offer 5% cashback in rotating categories each quarter. News Best Credit Cards Awards winners earned the highest average scores in their respective categories in 2020.Update 10/1/21: These bonus categories are live from today. ![]() News scored top cards each month and compiled those scores to calculate annual scores. To decide which card was best in each category, U.S. The winning cards were determined based on a comprehensive, data-driven methodology that includes factors such as rewards rates sign-up bonuses annual, foreign transaction and balance transfer fees and introductory and ongoing APRs. Best 0% APR Credit Card – Citi ® Diamond Preferred ® Cardīest Airline Credit Card – Chase Sapphire Preferred ® Cardīest Balance Transfer Credit Card – Citi ® Diamond Preferred ® Cardīest Business Credit Card – Ink Business Cash ® Credit Cardīest Cash Back Credit Card – Chase Freedom Flex℠īest Rewards Credit Card – Capital One Venture Rewards Credit Cardīest Student Credit Card – Bank of America ® Cash Rewards Credit Card for Studentsīest Travel Rewards Credit Card – Capital One Venture Rewards Credit Cardīest Credit Card for the New Normal (editor’s choice) – Chase Freedom Flex℠ ![]()
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